Friday, October 30, 2009

Re: [epilepsy] Re: Insurance or help with EP

 

Steve,

I really don't know much about private insurance or state insurance. I have
private insurance with my church. I also have a counselor to help me figure
it out.

I know I would do whatever I need to to get help.

This week I got 2 big books from Medicare . How they expect the older
people to understand them is beyond me. But I am going to try to read it so
I know a little about it when my counselor comes to help me

I usually went to her office but since I don't have my car anymore-- she
will be coming here.

Millie

----- Original Message -----
From: "Steve" <stephenpales@yahoo.com>
To: <epilepsy@yahoogroups.com>
Sent: Thursday, October 29, 2009 8:34 PM
Subject: [epilepsy] Re: The "other side's response" to that 60 Minutes story

> Hi Millie,
>
> That was interesting in your story for insurance.
>
> What do you think about our situations with insurance in the United States
> as far as private insurance companies that won't cover us as far as
> epilepsy goes because of it being a preexisting condition? Or maybe they
> would cover us but charge more than we could ever afford! Those of us
> that can work, but because of unemployment where it is, we can't have
> insurance to cover our epilepsy. Do you feel we should remain uninsured
> or that the government giving us a possibility in some way of insuring our
> epilepsy? Whats sad is that as life goes now, its safer to go on
> disability rather than trying your best to work and get your own insurance
> because of the difficulties in keeping a job these days!
>
> Steve
>
>
>
>
> --- In epilepsy@yahoogroups.com, "Millie Myers" <mylmy@...> wrote:
>>
>> Steve,
>>
>> When I was working for the county--no one said anything about not
>> being insured-- but as soon as I quit -- there was no one and I mean one
>> would talk to me about insurance. One gave me the name of a
>> Christian group in Pa where when I joined (I don't recall that it cost)
>> I would get a bill every month for $50 with a name and I would send
>> $50 to that name.
>>
>> My daughter who was trained by Prudential didn't think much of it--
>> but it was the only thing available
>>
>> During that time I had a breast________ operation(right now I don't
>> recall the name) that cost $1,000 . I sent that in and I got $1,000
>> in $50 dollar checks for $1,000. Different people sent me $50.
>> Mine was $50 because I was single. For a family it was double or more.
>> Sometimes they would write and wish me well and say they were
>> praying for me.
>>
>> It was interesting to send checks to people I didn't know. It always
>> gave
>> what the medical reason was. It was also interesting to get checks in
>> the mail from people I didn't know.
>>
>> The only other thing that was available was state insurance for over
>> $300 a month. I did this for about a year until 6 months before I
>> was 65 when I could apply for Medicare and I didn't have to
>> say you have EP or anything else. That was 15 years ago. I don't
>> know how it is now.
>>
>> Millie
>>
>>
>>
>>
>>
>> ----- Original Message -----
>> From: "Steve" <stephenpales@...>
>> To: <epilepsy@yahoogroups.com>
>> Sent: Thursday, October 29, 2009 10:31 AM
>> Subject: [epilepsy] Re: The "other side's response" to that 60 Minutes
>> story
>>
>>
>> >I found it extremely interesting hearing a variety of views on the
>> >subject!
>> >In all reality health insurance is something we all need to be concerned
>> >with. People that can work might have insurance like myself, but if I
>> >lose
>> >my job I will then have to deal with no insurance and a preexisting
>> >condition. Then what? Its on my mind all the time, to say the least.
>> >Hearing the different views here on this subject I thank every for
>> >sharing.
>> >I really could use support hear concerning epilepsy and how national
>> >health
>> >care would affect me. I'm extremely ignorant about it. In allot of
>> >ways
>> >this subject is something that we all do need to talk about. People on
>> >disability are covered but people having only insurance through work are
>> >covered while still working at their current job. BUT, if a person is
>> >employable, but can't find a job, they can't get insurance that covers
>> >their epilepsy! The subject about disability comes up in the group, why
>> >can't the subject of buying insurance concerning epilepsy come up in the
>> >group? In my situation, if I lost my job, I couldn't find insurance
>> >covering epilepsy. That means $11,500 a year out of my pocket for my
>> >meds.
>> >If all the going on's for a national insurance covering a pre existing
>> >condition, would cover me, how might it help or harm me? Do people
>> >prefer
>> >not talking about this subject concerning me and others with epilepsy?
>> >Or
>> >do people prefer this subject not talked about and pushed under the
>> >carpet,
>> >so we don't talk about it since it so much concerns living with
>> >epilepsy?
>> >Hmmm, I hear that spoken about in the group, how others treat them! For
>> >now I'm still employed, still do and always will have epilepsy.
>> >Insurance,
>> >well, for now I'm employed which gives me insurance. Do people not want
>> >to
>> >talk about nation health care now that might both help or harm insurance
>> >concerning people with epilepsy? Well, maybe people prefer not caring
>> >about people not on disability who have epilepsy who are working and now
>> >have insurance through work which does cover epilepsy. This national
>> >health care issue most definitely is a subject which should be discussed
>> >in
>> >this group since it concerns all of us not on disability. And with
>> >budget
>> >cuts in the years to come to balance the budget, who knows, might
>> >disability concerning epilepsy get affected, I haven't a clue since I
>> >haven't heard anybody mentioning it? I could use help from this
>> >epilepsy
>> >group concerning my possible future with the economy where it is and
>> >will
>> >be in the years to come! Take care, keep a smile on your face!
>> >
>> > Steve
>> >
>> >
>> >
>> >
>> >
>> >
>> >
>> > --- In epilepsy@yahoogroups.com, "Jennifer E. Hyland"
>> > <thisismymagnathea@> wrote:
>> >>
>> >> At least you have and can AFFORD to go to all these second, third,
>> >> fourth,
>> >> fifth, and so on doctors. It is very few people in this country who
>> >> are
>> >> as
>> >> lucky as you are, Nedra. My mother is a board certified psychiatrist
>> >> and
>> >> has
>> >> state health insurance whose premium is 10% of her income. And she
>> >> STILL
>> >> can't get "second, third, fourth, fifth, and so on" opinions.
>> >>
>> >> You are lucky. The rest of us NEED public health care.
>> >>
>> >> Jennifer
>> >>
>> >> --
>> >> "If cognitive dissonance teaches us nothing else, it's that you have
>> >> the
>> >> power to convince yourself." -my professor/advisor/mentor
>> >>
>> >> "You can't change the future; you can only change the present. But if
>> >> you
>> >> change the present, then the future changes automatically." -my
>> >> professor/advisor/mentor
>> >>
>> >>
>> >>
>> >> On Wed, Oct 28, 2009 at 10:04, nedra3boys2001 <Nedra3boysI@> wrote:
>> >>
>> >> >
>> >> >
>> >> > HI,
>> >> > I am a political news junkie. I also know a lot about David Axelrod
>> >> > and
>> >> > his
>> >> > development of astroturfing ( creating of false sense of public
>> >> > ground
>> >> > swell
>> >> > of support for a concept or product, his company which specializes
>> >> > in
>> >> > this
>> >> > service, ect). I STRONLY AGREE with Michelle Malkin.
>> >> >
>> >> > Why? Because despite the fact that I have 3 special needs children
>> >> > and
>> >> > many
>> >> > major health issues myself, I do NOT want the government running my
>> >> > or
>> >> > my
>> >> > family health care. My son with uncontrolled seizures went to more
>> >> > than
>> >> > a
>> >> > half dozen neurologists. Most said take him to a psychiatrist, it is
>> >> > autism
>> >> > and not seizure and don't bother ever coming back here, stop those
>> >> > seizure
>> >> > meds. Except the head of a major ped hospital, that ped neuro wanted
>> >> > all the
>> >> > seizure meds except the one causing brain atrophy to CONTINUE not
>> >> > for
>> >> > seizure control, he said there were no seizures. He wanted it
>> >> > continued
>> >> > for
>> >> > mood reasons. And once other doctors heard he said that, they didn't
>> >> > seriously consider the case, head guy had spoken.
>> >> >
>> >> > So I don't want the government plan because I want to be able to go
>> >> > to
>> >> > get
>> >> > second, third, fourth, and more opinions because those other
>> >> > opinions
>> >> > saved
>> >> > my son from seizure more times than I can count. Those neuros were
>> >> > wrong. My
>> >> > son had a difficult case but they didn't want to hear it. I have
>> >> > closely
>> >> > followed the proposed plans and I would not have the options to go
>> >> > to
>> >> > other
>> >> > doctors. Also the number of doctors has a risk of dropping as do the
>> >> > selection of medications.
>> >> >
>> >> > So Malkin is right, Axelrod has a family story but to play it yet
>> >> > again,
>> >> > yes I have the Parade story, to get support for legislation that
>> >> > would
>> >> > affect MY FAMILY but not his makes me furious! They can rename the
>> >> > bill,
>> >> > mislead about states opting out ( yeah you still PAY FOR IT) but it
>> >> > will
>> >> > change medicine in this country and not for the better. I also have
>> >> > worked
>> >> > in the medical field and we need to tort reform and to be able to
>> >> > shop
>> >> > for
>> >> > insurance state to state. Those things are not being considered
>> >> > while
>> >> > taking
>> >> > over a major aspect of our lives is.
>> >> >
>> >> > So I am sorry for the suffering of the Axelrod family but not to the
>> >> > point
>> >> > of letting it ruin my family's medical care!!! He sure isn't letting
>> >> > my
>> >> > family's suffering alter his legislation! Where is HIS COMPASSION?
>> >> > Must
>> >> > have
>> >> > left that in Chicago.
>> >> >
>> >> > In Christ,
>> >> > Nedra 2 of 5,
>> >> > Borg Mom Resistance is Futile in finding what works for my kids with
>> >> > God's
>> >> > help
>> >> > Nick, 23, AS, ADHD, + CAPD
>> >> > Ben, 21, AS + ADHD
>> >> > Matt, 18, very AS, ADHD,+Complex Partial Seizures of the Temporo-
>> >> > Limbic
>> >> > region
>> >> >
>> >> > God knew there would be children with Autism - and in honor of them
>> >> > He
>> >> > made
>> >> >
>> >> > the planets in the solar system spin round and round, round and
>> >> > round.....
>> >> > Author, unknown
>> >> >
>> >> > and all the accomplishments of my family are a gift from God
>> >> >
>> >> >
>> >>
>> >>
>> >> [Non-text portions of this message have been removed]
>> >>
>> >
>> >
>> >
>> >
>> > ------------------------------------
>> >
>> > Just a friendly reminder: Please remember to sign your post and
>> > remember
>> > to clean up messages when you reply to them. This is especially
>> > important
>> > if you are on digest. This not only helps out the list owner but, it
>> > makes messages much easier to read when they arrive in our inboxes.
>> >
>> > Yahoo! Groups Links
>> >
>> >
>> >
>> >
>> >
>>
>
>
>
>
> ------------------------------------
>
> Just a friendly reminder: Please remember to sign your post and remember
> to clean up messages when you reply to them. This is especially important
> if you are on digest. This not only helps out the list owner but, it
> makes messages much easier to read when they arrive in our inboxes.
>
> Yahoo! Groups Links
>
>
>
>
>

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